Adviser Access Required

This tool is available to Merit Financial Services advisers and authorised partners.

MERIT Financial Services

SMSF LRBA Property Calculator

Model the numbers for purchasing property through your Self-Managed Super Fund

🏠 Property Details

Annual rent as % of purchase price
Rates, insurance, maintenance, management fees

💰 SMSF & Loan

Typically 20–30% for SMSF
Stamp duty, legal, trust setup, ASIC fees

📊 Contributions & Growth

Employer SG + personal
Return on non-property investments

Purchase Summary

Year 1 Cash Flow (SMSF)

📈 Wealth Projection

Year-by-Year Breakdown

⚠️ Important: This calculator provides estimates only for illustration purposes. Actual returns will vary based on market conditions, rental income, interest rates, and property values. SMSF tax is calculated at 15% on net income (accumulation phase). This is general information only — please contact Merit Financial Services for personal advice tailored to your situation.