Insights — Merit Financial Services

Market Updates

Video Insights from Our Partners

Expert market analysis from our Morgans Partnership team — keeping you informed on the forces shaping your portfolio.

Morgans Partnership · February 2026 · Latest

Investment Strategy: Building Portfolio Resilience

With US and Israel strikes on Iran accelerating Middle East tensions, Will Douglas covers how coordinated strategies across asset classes build resilience. 18-minute deep dive on active management returns, strategic themes in gold, commodities, energy, infrastructure, and capturing benefits of a weakening US dollar.

Morgans Partnership · February 2026

AI Alert: Technology Stocks Under Pressure

Is AI a benefit or detriment to technology businesses? With some tech stocks down over 30%, Will Douglas shares Morgans' 9-minute view on AI uncertainty, stronger business models, and strategic positioning.

Morgans Partnership · February 2026

Gold Update: Silver Spike Triggers Pullback Indicator

Gold stocks up over 100% in 12 months — but a wild run in silver has historically triggered 40%+ pullbacks. Will Douglas shares Morgans' 4-minute view on gold strategy and profit-taking considerations.

Morgans Partnership · February 2026

Gold Update: February Outlook

Morgans Partnerships' latest gold market analysis — positioning, outlook, and strategy considerations for precious metals investors.

Tax Reform · 13 May 2026 · NEW

Budget 2026: The Biggest Tax Shake-Up in a Generation — and What It Actually Means for Your Investments

The 50% CGT discount is going. Negative gearing is being limited. Family trusts face a new 30% minimum tax. We've been through the budget papers overnight. Here is Merit's plain-English read — and specifically what it means for debt recycling, SMSF property, investment properties, trusts, and companies.

By Sarah Mills & Jim Mills · 10 min read

Read Merit's Full Analysis → 📊 Calculator →

Quarterly Market Update · March 2026 · Featured

Navigating the Permacrisis: Why Active Management Is No Longer Optional

Geopolitical disruption, gold exit signals, energy rotation, and private credit cracks. Our Q1 2026 investment committee review covers the forces shaping your portfolio and the actions we're taking.

Read the Full Update →

Recent Insights

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Strategy · February 2026

Debt Recycling: How Australians Are Turning Their Home Loan Into Wealth

Learn how debt recycling systematically converts non-deductible mortgage debt into tax-deductible investment debt — and how dividends and franking credits power the strategy.

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Super · February 2026

Buying Property Through Your SMSF: What You Need to Know

LRBA structures, residential vs commercial property, tax efficiency at 15% and 0%, and the compliance obligations every SMSF trustee must understand.

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Retirement · February 2026

Maximising Your Age Pension: The Work Bonus Most Retirees Don't Know About

The Work Bonus lets pension recipients earn up to $7,800/year from employment without affecting their pension. Here's how to use it — and other strategies to maximise your entitlement.

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Aged Care · February 2026

Navigating Aged Care Costs: A Financial Guide for Families

RAD vs DAP, the family home 2-year rule, means-tested fees, and strategies to preserve your estate while meeting care costs.

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Tax · February 2026

Investment Property: Understanding the Tax Benefits

Negative gearing, depreciation deductions, CGT discount, and the common mistakes that cost property investors thousands.

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Super · February 2026

Super Contributions: The Complete Guide for 2025/26

Concessional and non-concessional caps, carry-forward contributions, salary sacrifice, downsizer contributions, and timing strategies to maximise your super.

Knowledge Is Power

Video Insights from Our Partners

Investment Strategy: Building Portfolio Resilience

AI Alert: Technology Stocks Under Pressure

Gold Update: Silver Spike Triggers Pullback Indicator

Gold Update: February Outlook

Budget 2026: The Biggest Tax Shake-Up in a Generation — and What It Actually Means for Your Investments

Navigating the Permacrisis: Why Active Management Is No Longer Optional

Recent Insights

Debt Recycling: How Australians Are Turning Their Home Loan Into Wealth

Buying Property Through Your SMSF: What You Need to Know

Maximising Your Age Pension: The Work Bonus Most Retirees Don't Know About

Navigating Aged Care Costs: A Financial Guide for Families

Investment Property: Understanding the Tax Benefits

Super Contributions: The Complete Guide for 2025/26

Video Library & Market Updates

Quarterly Economic Update

Understanding Debt Recycling

SMSF Explained

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